Client-Focused Services Specifically Tailored to Meet Your Needs

It’s not enough to simply grow your wealth; you must also protect it. That’s why we conduct a thorough analysis of your current investment and retirement policies, goals for the future and potential risks to help identify any missing risk management strategies. We then work to identify specific insurance policy options to meet your needs, preserve your nest egg and protect your family. 

We typically consider the following coverage types. 

• Health
• Life
• Disability

You can face a lot of uncertainties as you near retirement. You may begin to wonder:

• “Do I have enough saved to last throughout retirement?”
• “How will I generate a monthly income?”
• “Will I be able to maintain my desired lifestyle?”
• “When should I begin taking Social Security?”
• “Will my loved ones be okay if something happens to me?”
• “In what order should I withdraw from my accounts?”
• “How can I be sure I won’t outlive my assets?”

At The Wingate Group, it’s our responsibility to answer all your questions and help you feel confident in your ability to maintain your desired lifestyle throughout retirement. To do so, we implement a low-risk retirement income strategy that takes into account your retirement goals, marital status, income requirements, life expectancy, Social Security benefits and more.

The best way to achieve your retirement goals is by managing your wealth throughout your lifetime. That’s why we take a comprehensive approach to wealth management with a goal of ensuring all aspects of your financial life are working together to achieve your retirement goals.

Our wealth management services include:

• Education planning 
• Tax minimization planning
• Estate and legacy planning
• Investment management
• Insurance planning
• Risk management
• Charitable planning
• Retirement income planning
• Cash flow planning and budgeting

We understand how important it is to establish a steady stream of income to support your expenses throughout retirement. We help you accomplish this by implementing a combination of strategies, such as an appropriate investment allocation, life insurance policies and/or low-risk annuities to help ensure you have a monthly source of income you can’t outlive. Annuities, in particular, provide you with the confidence of knowing your retirement income will last a lifetime*, regardless of what challenges may come your way. 

*Any references to 'Lifetime Income,'  'Income You Can't Outlive,' or the like refer only to fixed insurance products, never securities or investment products.  Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

A solid estate plan plays a key role in ensuring a lasting legacy for your loved ones and favorite charities. If your long-term goals include leaving financial support for the people and causes that matter most to you, we can help ensure your wishes are fulfilled. 

We begin by helping you identify necessary estate planning documents, based on your specific situation and goals. We then work alongside your estate planning attorney to help ensure your legacy wishes are executed in a tax-efficient manner. 

Based on your personal financial situation and goals for the future, we may recommend implementing any combination of the following estate planning documents. 

• Last will and testament
• Living will
• Advance medical directive
• Irrevocable trust
• Revocable living trust
• Medical power of attorney
• Financial power of attorney